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AN ISLAND FROZEN IN TIME

THIS OLDE HOUSE On the market is Cairngorm Cottage, a Victorian home built in 1888 with seven bedrooms, six bathrooms. All the furnishings are included in the $ 5.85 million price tag. At top from left, a view from the home’s porch; Lake Huron as seen from the island’s East Bluff; the summer home of Michigan Gov. Rick Snyder.
Ed and Linda Sternberg searched for several years for a summer home on Michigan’s Mackinac Island when they spotted a charming, Victo- rian cottage with views of the lake and a 105foot wraparound porch. They were immediately smitten. “We like the relaxed pace of the island, the small- town feel,” said Mr. Sternberg, a retired biologist from Devon, Pa., near Philadelphia. “We needed a place to decompress.”
But when it came to making an offer, the couple suddenly felt overwhelmed with doubt: The island is only accessible by ferry, and once there, cars are banned, limiting transport to mostly bicycles or
horse-drawn carriages.
“Mackinac is not an easy place to live,” said Mr. Sternberg, who is 64 years old. “We are 2½ miles from downtown, so that’s a 5-mile bike ride to get groceries.” Ultimately won over by the island’s historic appeal, the couple bought the house two years ago, spending $1.5 million for the fully furnished, five-bedroom summer home overlooking the lake.
For many vacationers, Mackinac Island ( pronounced Mack- i- naw) has the allure of a place seemingly frozen in time, with its horsedrawn carriages, grand Victorian architecture and fudge shops lining Main Street.
Living there, even just for the summer, can be a labor of love, however. The old homes are costly to maintain, getting around is difficult, and with roughly 500 horses living on the island, manure is a constant sight—and smell—around town.
Situated off the northern coast of Michigan’s Lower Peninsula, Mackinac Island measures 3.8 square miles and has for more than a century attracted visitors looking for a simpler way of life.
Vacationers began flocking to this former fur-trading post in the late 1800s, arriving mostly by rail and steamboat from Chicago, Detroit and other cities in the Midwest. By the turn of the century, the island had become a summertime haven for the political and business elite, as well as self-made industrialists.
Today, many of the large Victorian homes built during this era -described as “cottages” by the locals—remain in near-pristine condition. They’re perched on the island’s limestone cliffs overlooking the straits between lakes Huron and Michigan. Paved paths wind through the state-preserved forest, and the downtown is crowded with shops, bars and restaurants with names like Pink Pony and Yankee Rebel Tavern. Much of the island looks like it did when the first “fudgies”— the term for vacationers—flocked to its wooded shores.
More recently, Mackinac Island’s real-estate market has begun to heat up, particularly for homes in the $ 400,000 to $ 600,000 range, real-estate agents say.
“Right now, my inventory is zilch,” said Billy Borst, owner of Mackinac Island Realty, referring to houses around the half- milliondollar price range. “We had a run on them last year, so we have a lot of people looking for those.”
The difficulty of building new homes on the island exacerbates the shortage. More than 80% of the island is designated state park, with little space for new developments. Construction is also more expensive than building on the mainland, since materials must be transported to the island by ferry and then to the building site by horse and dray.
“Mackinac is a fixed pie. There is only so much land here,” said Phil Porter, director of Mackinac State Historic Parks. Right now, about 50 vacant residential lots are available for purchase on the island, priced anywhere from $ 42,000 to more than $ 200,000, but building there would “not be inexpensive,” Mr. Porter added.
As a result, costs have skyrocketed over the past few decades, especially for completed houses. “Cottages selling here in the 1960s for $25,000 to $50,000 are now selling for $ 3 million to $ 3.5 million,” Mr. Porter said.
Contributing to the housing shortage on the island is a need to accommodate summertime employees, said Jerry Murray, owner of Murray’s Mackinac Realty. “Businesses are buying up anything that becomes available with a few bedrooms,” he said.
One of the island’s newest developments is an eight- unit condominium project called Carriage Hill Condos that will soon be ready for occupancy. The units range from $ 350,000 to $ 425,000, and with the island’s tight housing market, the new building has already attracted more than a dozen interested buyers, said Andrew Doud, a partner on the project.
“There is very little available on the island,” Mr. Doud said. “The fact we haven’t had to list it with a Realtor says everything.”
Homes are more plentiful on the luxury end; in July, six properties were on the market for $1 million or more, according to Realtor.com, a real-estate listings website.
That includes an 8,000-squarefoot home listed for $ 5.85 million. Cairngorm Cottage, a Victorian- era home built in 1888, has seven bedrooms, six bathrooms and a car-
riage house with a small apartment. All the furnishings are included in the $ 5.85 million price tag, a common practice because of the cost of transporting bulky items to and from the mainland.
The house is located in the historic West Bluff district, a collection of large cottages built in the late 19th century on land leased from the state. Today, 33 homes on the West and East bluffs remain on land that the owners lease for 20- year periods from the Mackinac Island State Park Commission, paying $3,500 to $6,000 a year.
When homes in these districts are sold, the buyer only purchases the structure on top of the land, an arrangement that has, in part, made these homes difficult to sell. Cairngorm Cottage, for instance, has been on the market for about a year— not unusual for homes on the island priced above the $1 million mark.
In Hubbard’s Annex, another historic district, Melissa Gembis, who is from Birmingham, Mich., has vacationed at her family’s cottage since she was a little girl. Now she spends her summers there with her husband, Jeff, and three children.
Built in 1870, the cottage has been in her family since her great grandparents purchased it in 1928. “There is a lot of family ownership of the properties,” said Mrs. Gembis, a 54year-old small-business owner. “They really just don’t turn over often.”
Keeping up the aging homes, is a real challenge, though. Even small projects can be fraught with high costs and delays. The family, for instance, is rebuilding the cottage’s main chimney. Just hauling away the old bricks and debris cost about $800 per horse-drawn wagon load. So far, the family has need three wagons.
Owners of historic homes will find that major changes to the facade and landscaping must be approved by city officials. And building codes may require homes to have wood siding, which takes a beating from harsh Michigan winters and wind coming off the lake.
“We’re constantly painting and repairing rotten wood,” Mrs. Gembis said.
In the newer Stonebrook development on the west side of the island, Gary and Karen Lennard built a 3,200-square-foot, Victorian-style home in 2000. The couple moved from southern Michigan, where he practiced law and she owned a travel agency. They said they were drawn to the island’s “quaintness” and detachment from the mainland.
Now, as they get older, the Lennards, who are in their late 60s, are looking to sell and move back to the mainland, but finding a buyer has been slow going. Listed for $1.275 million, the large, three-bedroom home on the water has been on the market for nearly three years.
“Not much has been selling in this price range,” Mrs. Lennard said. Sitting on their large front porch, enjoying the breeze off the lake, she and her husband don’t seem to be in any hurry.
“It takes a particular kind of buyer,” she added. “With Mackinac Island, you either love it or you hate it.”

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